In the old Soviet Union, the secret police had dossiers that chronicled everyone’s political lives so dissidents could be quickly identified and punished. In today’s America, credit bureaus have very detailed records of everyone’s economic lives, and one false spending move brings out the dunners. Walls and barbed wire kept dissidents from escaping Soviet political bondage. A newly “reformed” bankruptcy law does the same for American debtors. Here’s a seasonal ditty to the tune of "Santa Clause Is Coming To Town" about this latterday reality.
Credit Cards May
Soon Make You Frown
Oh, you better take care
What these days you buy,
You gotta beware
Or you’re gonna cry,
Credit cards may soon make you frown.
Now you can’t get away
In bankruptcy court,
From card debt excess
Old spending has wrought,
In dunning calls you’re soon gonna drown.
They know where you are working,
Where you bank, how much you make;
In all purchases they’re lurking
Waiting for just one mistake.
So...you better take care
What these days you buy,
You gotta beware
Or you’re gonna cry,
Credit cards could well bring you down.
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